Nowadays is a excellent working day to reach into my digital mailbag and pull out letters from two of my dear viewers. Expensive Mary: We are property owners with about $175,000 in fairness, which we will will need to get a greater house in the upcoming. Our home needs some expensive improvements (new home windows, current kitchen, siding), none of which are urgent, but which will be vital to promote. Is it improved to help you save up each and every thirty day period till we can manage to spend money for the enhancements, spend from our emergency fund and repay later, or get out a home advancement bank loan?…