The Best Mobile Home Dealers of 2021

Homes Direct has the best modular home sales process, cutting through the complexities and leading you by the hand as you work through permits, financing, and site preparation.

Staff expertise in time frames, factory options, and the delivery and setup process has created a turnkey sales experience, making Homes Direct our top choice for best modular home dealer.

As the largest dealer in the Western U.S. since 2004, Homes Direct has 13 locations across the West Coast and three factory-direct locations at Palm Harbor Homes in Oregon, Goldenwest Homes in California, and Karsten Homes in New Mexico.

In addition to those three manufacturers, Homes Direct works with Durango, Schult, Champion California, and Champion Arizona. The company offers completely customized floor plans and two-story models.

Buying a home from Homes Direct is a three- to 12-month process. After buying land and choosing a home, customers will need to arrange for financing, permits, and site preparation before ordering a home. The final step is for the company to install the home.

Homes Direct requires a refundable deposit to lock in the price of a home. The money is placed in an escrow or trust account. Homes Direct will work with different lenders to find the right financing for the customer’s budget, credit score, down payment, foundation style, and required permits. 

Modular homes tend to cost more and take longer to deliver and set up than manufactured homes because modular plans have to be approved by the state and an engineer. Manufactured homes do not require those additional approvals. The advantage of a modular home, however, is that they are appraised against site-built homes. This not only helps with obtaining a loan but also with resale value.

The home itself does not carry a warranty but the appliances within the home do.